Terms & Conditions
Last Updated: May 2026
Welcome to Simple Business Tools (“we”, “our”, “us”).
By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please discontinue use of the website.
1. Website Purpose
Simple Business Tools provides:
- Free business tools
- Educational content
- Business resources
- Templates and digital downloads
- Optional paid digital products
Content is provided for informational and educational purposes only.
2. Intellectual Property
Unless otherwise stated, all content on Simple Business Tools is owned by us.
This includes:
- Website design
- Tool designs
- Graphics
- Logos
- Branding
- Written content
- Templates
- Downloads
- Digital products
You may not:
- Copy content for resale
- Redistribute paid products
- Claim our work as your own
- Modify and sell our materials without permission
Personal use is permitted unless otherwise stated.
3. Free Tools
Our free tools are provided “as is”.
While we aim to ensure accuracy:
- Results are estimates only
- We do not guarantee business outcomes
- Tools should not replace professional advice
Users remain responsible for decisions made using our tools.
4. Digital Products
Where digital products are sold:
- Products are licensed for personal or approved business use
- Products may not be shared, redistributed, copied, or resold
- Due to the nature of digital products, refunds may not always be available
Any refund policies will be clearly displayed where applicable.
5. Payments
Payments are processed securely through third-party payment providers.
We do not store complete payment information.
Failure of payment processing systems is outside our direct control.
6. User Conduct
You agree not to:
- Attempt to disrupt website systems
- Upload malicious software
- Copy or scrape website content without permission
- Use tools unlawfully
- Attempt unauthorised access to systems
We reserve the right to restrict access where misuse occurs.
7. External Links
Our website may contain links to third-party websites.
We are not responsible for:
- External content
- Third-party policies
- Third-party services
Use third-party websites at your own discretion.
8. Disclaimer Of Liability
Simple Business Tools is provided without guarantees.
To the fullest extent permitted by law:
We are not liable for:
- Loss of profits
- Business interruption
- Financial decisions made using website tools
- Indirect or consequential losses
- Technical interruptions
Users use this website at their own risk.
9. Availability
We may update, change, remove, or discontinue website features at any time without notice.
We do not guarantee uninterrupted availability.
10. Privacy
Use of this website is also governed by our:
- Privacy Policy
- Cookie Policy
Please review those documents separately.
11. Changes To These Terms
We may update these Terms & Conditions from time to time.
Changes become effective immediately upon publication.
12. Governing Law
These Terms & Conditions are governed by the laws of England and Wales.
Any disputes shall be subject to the jurisdiction of the courts of England and Wales.
13. Contact
Questions regarding these Terms & Conditions may be sent to:
Simple Business Tools
Email: contact@hayleyyoung.info